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Current Rates As Of

Nov
2008

Oct
2008

1 Year
Ago

Mortage Rates

Fixed Rate

15 Years

Rate

5.50%

6.00%

"APR"

5.55%

5.53%

6.37%

30 Years

Rate

5.95%

5.75%

6.50%

"APR"

6.03%

5.80%

6.80%

40 Years

Rate

6.50%

6.38%

6.75%

"APR"

6.52%

6.40%

7.05%

50 Years

Rate

7.65%

7.50%

6.90%

"APR"

7.70%

7.55%

7.20%

30 Year Adjustable Rate

Adjusts Every Month

Rate

1.00%

"APR"

4.00%

5.50%

6.55%

"Fixed" for First Year then adjusts each Year

Rate

6.00%

7.50%

5.80%

"APR"

5.00%

6.00%

7.60%

"Fixed" for First 3 Years then adjusts each Year

Rate

5.37%

5.75%

5.85%

"APR"

4.55%

5.25%

6.05%

"Fixed" for First 5 Years then adjusts each Year

Rate

6.37%

6.13%

6.00%

"APR"

5.00%

5.50%

6.20%

"Fixed" for First 7 Years then adjusts each Year

Rate

6.62%

6.00%

6.08%

"APR"

5.20%

5.60%

6.29%

"Fixed" for First 10 Years then adjusts each Year

Rate

5.62%

6.50%

6.08%

"APR"

5.20%

6.75%

6.29%

40 Year Adjustable Rate

Adjusts Every Month

Rate

1.00%

"APR"

5.25%

6.10%

6.80%

"Fixed" for First Year then adjusts each Year

Rate

7.05%

6.05%

"APR"

5.75%

6.20%

7.85%

"Fixed" for First 3 Years then adjusts each Year

Rate

5.75%

5.85%

6.10%

"APR"

5.40%

5.50%

7.43%

"Fixed" for First 5 Years then adjusts each Year

Rate

6.45%

6.25%

6.15%

"APR"

5.55%

5.65%

7.48%

Treasury Bill and Notes Rates

1 Yr.

1.05%

1.78%

4.68%

2 Yr.

1.15%

2.00%

4.68%

5 Yr.

2.22%

2.98%

4.59%

10Yr.

3.53%

3.85%

4.51%

Notes: Mortage rates include 0 points. Lower rates are produced by adding 1,2 or 3 points to the loan. "APR" is the actual interest cost of the loan to the borrower when all costs associated with the loan are taken into account.

View all the Current Mortgage Rates.

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