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0 Points * |
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1 Point * |
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2 Points * |
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Interest
Rate |
APR |
|
Interest
Rate |
APR |
|
Interest
Rate |
APR |
|
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|
A. 15 Year
Mortgage Loans |
|
|
|
|
|
|
|
|
| |
1. "Fixed" Interest Rates
|
5.50%
|
5.51%
|
|
5.50%
|
5.55%
|
|
6.00%
|
6.37%
|
B. 30 Year Mortgage Loans
|
|
|
|
|
|
|
|
|
| |
1. "Fixed" Interest Rates
|
5.38%
|
5.42%
|
|
5.95%
|
6.03%
|
|
6.50%
|
6.80%
|
| |
2. "Adjustable" Interest
Rates |
|
|
|
|
|
|
|
|
| |
|
Adjusts Every Month
(Intro Rate) |
1.00%
|
3.50%
|
|
1.00%
|
4.00%
|
|
1.00%
|
6.55%
|
| |
|
"Fixed"For First Year, Then adjusts Each Year
|
5.00%
|
3.75%
|
|
6.00%
|
5.00%
|
|
5.80%
|
7.60%
|
| |
|
"Fixed" For First 3 Years, Then adjusts Each Year
|
5.50%
|
3.20%
|
|
5.37%
|
4.55%
|
|
5.85%
|
6.05%
|
| |
|
"Fixed"For First 5 Years, Then adjusts Each Year
|
5.50%
|
4.50%
|
|
6.17%
|
5.00%
|
|
6.00%
|
6.20%
|
| |
|
"Fixed" For First 7 Years, Then adjusts Each Year
|
5.62%
|
4.50%
|
|
6.62%
|
5.20%
|
|
6.08%
|
6.29%
|
| |
|
"Fixed"For First 10 Years, Then adjusts Each Year
|
6.00%
|
4.75%
|
|
5.62%
|
5.20%
|
|
6.08%
|
6.29%
|
C. 30 Year "FHA" Mortgage Loans
|
|
|
|
|
|
|
|
|
| |
1. "Fixed" Interest Rates
|
6.25%
|
6.29%
|
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
D. 30 Year "Interest Only" Mortgage Loans
|
|
|
|
|
|
|
|
|
| |
1. "Fixed" Interest Rates
|
6.13%
|
6.23%
|
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
| |
2. "Adjustable" Interest Rates
|
|
|
|
|
|
|
|
|
| |
|
"Fixed" For First 3 Years, Then adjusts Each Year
|
5.45%
|
7.15%
|
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
| |
|
"Fixed" For First 5 Years, Then adjusts Each Year
|
5.57%
|
6.91%
|
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
| |
|
"Fixed" For First 7 Years, Then adjusts Each Year
|
5.72%
|
6.77%
|
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
E. 40 Year Mortgage Loans
|
|
|
|
|
|
|
|
|
| |
1. "Fixed" Interest Rates
|
7.00%
|
7.15%
|
|
6.50%
|
6.52%
|
|
6.75%
|
7.05%
|
| |
2. "Adjustable" Interest Rates
|
|
|
|
|
|
|
|
|
| |
|
Adjusts Every Month (Intro Rate)
|
1.00%
|
4.62%
|
|
1.00%
|
5.25%
|
|
1.00%
|
6.80%
|
| |
|
"Fixed" For First Year, Then adjusts Each Year
|
6.05%
|
5.00%
|
|
7.05%
|
5.75%
|
|
6.05%
|
7.85%
|
| |
|
"Fixed" For First 3 Years, Then adjusts Each Year
|
5.75%
|
3.80%
|
|
5.75%
|
5.40%
|
|
6.10%
|
7.43%
|
| |
|
"Fixed" For First 5 Years, Then adjusts Each Year
|
6.10%
|
5.10%
|
|
6.45%
|
5.55%
|
|
6.15%
|
7.48%
|
| |
|
"Fixed" For First 7 Years, Then adjusts Each Year
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
|
1.00%
|
1.00%
|
F. 50 Year Mortgage Loans
|
|
|
|
|
|
|
|
|
|
|
1. "Fixed" Interest Rates
|
7.85%
|
7.90%
|
|
7.65%
|
7.70%
|
|
6.90%
|
7.20%
|