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New Fannie Mae HomeStay
New Purchase & Refinance Program
    
FNMA Products, Guidelines and Resources to help borrowers in today's challenging housing market . . .
 
    
1. Flexible Purchase and Refinance Mortgage Products - Homeowners with subprime mortgages can qualify for a fixed-rate prime mortgage through FNMA Desktop Underwriter Program. The FNMA Fexible97 mortgage product is a good option for borrowers with good credit who seek a low-down payment.
2. Risk Management - Updated credit standards in the FNMA Desktop Underwriter Program support prudent risk management and sustainable home ownership.
3. Servicing Guidelines - Working with FNMA Servicers, FNMA is able to help homeowners sty in their homes through long term forbearance plans, repayment plans and modification. HomeSaver Advance an unsecured personal loan, is a new loss mitigation alternative available to approved FNMA servicers to help eligible borrowers bring a delinquent loan current..
4. Marketing Tools - Lender customizable marketing pieces in English and Spanish including Know Your Mortgage information sheets.
5. Home Buyer counseling - Using tools such as the free, web-based Home Counselor Online technology, counselors, lenders and mortgage brokers are brought together to help consumers prepare for homeownership, as well as provide the post purchase support needed to help ensure that borrowers remain successful homeowners..
 For more information, call Fannie Mae at 1-800-732-6643
More to follow…
    
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